Last updated: February 23, 2026
These Terms of Service ("Terms") govern your use of the BAGHOLDER mobile application ("App"). By using the App, you agree to these Terms. If you do not agree, do not use the App.
BAGHOLDER is a software automation tool that helps you set up recurring cryptocurrency purchases (round-ups and DCA) through decentralized exchange protocols. BAGHOLDER is NOT an exchange, broker, advisor, custodian, or wallet provider.
All transactions are executed through your own non-custodial embedded wallet on the Base blockchain. We do not hold, route, custody, or process user funds at any time.
You maintain sole control of your funds through your Privy embedded wallet. BAGHOLDER never has access to your private keys. Key shards are split between your device and Privy infrastructure using multi-party computation (MPC). You are solely responsible for securing your device and wallet credentials.
All swap transactions are signed and submitted by your wallet. Our server provides routing information only and never submits transactions on your behalf.
You must be at least 18 years old to use BAGHOLDER. By using the App, you confirm that you meet this age requirement.
BAGHOLDER is currently available in 45 U.S. states and the District of Columbia. The App is not available in New York, Hawaii, Connecticut, Louisiana, or Vermont due to regulatory requirements. You may not use the App if you are located in a restricted state.
You will be asked to confirm your state of residence during setup.
Round-up purchases: a 10% platform fee is applied to each purchase. This fee is deducted from the purchase amount. For example, on a $10 round-up, $9.00 goes to crypto and $1.00 is the platform fee.
DCA recurring purchases: a tiered platform fee per execution — $0.75 for amounts $10–$25, $1.50 for amounts $25.01–$100. Maximum DCA amount is $100 per execution.
Base L2 network gas fees (approximately $0.01 per transaction) are paid from ETH in your wallet.
There are no subscription fees, hidden fees, spread markups, or minimum balance requirements.
Cryptocurrency is volatile. You may lose some or all of your investment.
Past performance does not guarantee future results.
BAGHOLDER does not provide financial, investment, tax, or legal advice. You should consult qualified professionals before making investment decisions.
Risks include but are not limited to:
Token liquidity on decentralized exchanges can change without notice. If a token in your bag becomes illiquid or unsupported:
You may not use BAGHOLDER for:
BAGHOLDER is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or crypto assets, arising from:
Our total liability for any claim shall not exceed the fees you paid to us in the 12 months preceding the claim.
You agree to indemnify and hold harmless BAGHOLDER and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the App or violation of these Terms.
Any disputes arising from these Terms or your use of BAGHOLDER shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.
CLASS ACTION WAIVER: You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.
JURY TRIAL WAIVER: You agree to waive your right to a jury trial.
These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles.
You may delete your account at any time through Settings. Upon deletion, all local data is permanently erased.
We reserve the right to suspend or terminate your access if we reasonably believe you are violating these Terms or engaging in prohibited uses.
We may update these Terms from time to time. If we make material changes, you will be asked to review and accept the updated Terms before continuing to use the App.
Questions about these Terms? Contact us at:
legal@getbagholder.com
getbagholder.com